Attention homeowners in Braxton County and Central West Virginia: Need an appraisal?
See the top 7 reasons why WV homeowners need Proficient Appraisal Services, LLC:
Do you own a home in Braxton County or in Central WV? Do you need help determining the price of your real estate?
At Proficient Appraisal Services, LLC, we understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Proficient Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Need to remove PMI?
A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you abolish unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Proficient Appraisal Services, LLC is your number one weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. An appraisal from Proficient Appraisal Services, LLC can help you reinstate your HELOC.
Getting a Divorce?An appraisal for the purpose of assent division needs a well-established, expert document that can be supported in court. When you order an appraisal from Proficient Appraisal Services, LLC, you are assured the best in service with courtesy and the highest quality appraisal. We understand how to provide for the delicate needs of a divorce situation. We handle many divorce appraisals (unfortunately) and we understand that they need to be handled with the utmost care. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) compels us to keep the highest degree of confidentiality, resulting in the utmost discretion.
Settle an EstateSettling an estate is often stressful, but a very important job. As an executor you have been entrusted to carry out the wishes of the departed as promptly and respectfully as possible. You can count on us to act quickly and with as much empathy to the feelings of everyone involved. Due to our experience in dealing with attorneys and accountants and various agencies, we construct appraisal reports that always exceed all expectations. The ethical obligations explained within the Uniform Standards of Professional Appraisal Practice (USPAP) conforms our appraisers to confidentiality, ensuring the strongest degree of discretion for you and your loved ones.